Questions,
answered.

A financial planning and simulation system that tracks every asset you own, applies accurate taxation, and simulates your economy year by year — from today until your expected death year.

You can run pessimistic, realistic and optimistic scenarios side by side, see exactly when you can retire, and build a scenario by chatting with an AI advisor that knows 26 named financial strategies, by walking a guided wizard, or by hand.

Long-term thinkers who want clarity about their finances over decades, not just this month. It is especially strong for people planning for early retirement (FIRE), optimising taxation, or modelling how a mortgage strategy plays out over 20–30 years. It is also built to be integrated into other advisory software and processes — see the partners page.

No. Everything is managed through the admin dashboard — adding assets, running simulations, exporting to Excel. The command line and JSON configs are there if you want them, but not required.

Hosted plans start at 19 NOK ($1.9) / month for a single user. There are four plans — Personal, Personal + AI, Business and Business + AI — so you only pay for the AI advisor and Wealth Skills if you actually want them. Every hosted plan includes a 30-day trial. See the pricing page for details.

From today until the death year you configure. Every year in between is computed individually — income, expenses, mortgages, taxes, asset value and cash flow.

Each scenario uses its own change-rate for every asset (e.g. stock growth, real-estate appreciation, inflation). The same configuration produces three parallel projections so you can see a range instead of a single optimistic number.

More accurate than a pure "4% rule" calculation, because the engine does a real sell-down simulation: your liquid assets are liquidated down to zero across your retirement span, and each realisation is taxed correctly. Essentials you mark as non-liquid (house, cabin, car, boat) are kept.

Yes. You can transfer cash flow from one asset into a mortgage — the engine recomputes the remaining years and interest automatically, and feeds the reduced tax-deductible interest back into income tax.

Fortune tax (formueskatt), property tax (eiendomsskatt), income tax, capital-gains tax, pension tax, rental tax, company tax, dividend tax and the tax shield (skjermingsfradrag). All are computed per year, per asset, with correct brackets.

Norway is the fully-supported default today. Sweden and Switzerland are available in beta — the core brackets, wealth tax and capital gains rules are modelled and usable, but some edge cases (municipal variations, cantonal differences, pension specifics) are still being refined. Feedback from beta users shapes what ships next.

The tax engine is configuration-driven, so additional jurisdictions can be added. Enterprise customers can request custom tax configurations.

Yes — the engine realises company-held assets before distribution and applies the right layers of tax (company tax, then dividend tax on the amount transferred to private).

Anything about your configuration, plus named strategy questions. "Legg til en Tesla til verdi 200K med lån 100K over 7 år", "set my house value to 3.5M NOK", "what if I pay down the mortgage by 10K per month for three years?", or "should I pay down my mortgage or invest in index funds?" — the assistant can both explain numbers, apply a matching Wealth Skill, and change your configuration through safe, scoped tools.

A named, rule-based financial strategy — 26 of them ship today, covering FIRE variants (LeanFIRE, FatFIRE, BaristaFIRE, CoastFIRE), debt arbitrage, withdrawal-guardrail protection, holding-company tax structuring, workload elasticity and more. Each one tells the AI exactly which of your real numbers to fetch and how to compute the result, so you get a real calculation instead of generic advice.

Yes — Wealth Skills and the AI advisor are bundled together, on the Personal + AI and Business + AI plans. The core simulation engine, taxation and guided wizard are available on every plan.

Google Gemini by default. Conversation history is stored per user so the assistant has context between questions.

No. Every AI tool runs through the same team-scoped queries as the rest of the app, so the assistant can only see and modify the assets that belong to the signed-in team.

Yes. A Model Context Protocol (MCP) server exposes 45 tools covering assets, scenarios, simulations, tax lookups and the Wealth Skills catalog, scoped to your team's data. Claude, ChatGPT and other MCP-aware tools can connect directly.

That's exactly what the integration side of our partner programme is for. See the partners page for how to integrate the simulation engine into your own product or advisory process.

Please do. We're looking for partners in every country to help model local tax rules so the engine can support more jurisdictions correctly, not approximately. Details on the partners page.

Hosted plans run on secure EU infrastructure with encrypted backups. You can export everything to JSON or Excel at any time — your data belongs to you.

Yes. A global scope filters every query by team_id, and every model has audit stamping (created_by, updated_by, checksums). Your data never mixes with another team's.

Yes. Full Excel export of the prognosis, per-asset sheets, per-type sheets and a totals sheet. You own your data.

Open the dashboard, sign in, and add your first asset. The features page walks through everything the engine can do.